Did You Know?

First Time Buyers
If you’re a first time home buyer, take advantage of the Home Buyers Tax Credit (HBTC). The credit is designed to assist first-time home buyers with the extra costs associated with buying a home, like legal fees, disbursements and land transfer taxes. The $5,000.00 non-refundable HBTC amount provides up to $750.00 Federal Tax relief, you must qualify. If you have a disability or are purchasing a home for a
relative with a disability- You may also qualify for the program.

Pre-Payment Privileges
The prepayment privileges that come with your mortgage are there to help you pay off your mortgage faster and reduce your interest costs. Ask me about them.

Mortgage Renewals can be done prior to the renewal date
I have access to over 50 different lenders who can provide my clients with a rate hold from 30-to 120 days. Providing my clients with peace of mind during a time rates are uncertain. The best time to look at your renewal is 6 months prior to your renewal date. Shop around, a second opinion is free; it will only
take time.

Mortgage brokers understand LIFE does not stand still.
Working with my clients to offer them financial life solutions is part of my job. We all know that life happens and changes every day. For that reason our lenders offer different packages for life events such as:

Spousal Buyout – I have options that can give both you and your partners a fresh start.
Your Retiring – Access tax-free cash from your home so you can retire your way
Thinking Reno – Your mortgage can be your most cost-effective financing option.
Your Self-Employed – I have access to lenders that specialized in self-employed mortgages and understand what they are looking for.