First Time Buyer Mortgage
If you’re buying your first home, take advantage of the Home Buyers Tax Credit, (HBTC). The credit is designed to assis
extra costs associated with buying a home, like legal fees, disbursements and land transfer taxes. Click here for more
Home Purchase Mortgage
A home is one of the biggest emotional purchase of your life. The process of buying a home can seem
overwhelming, having more questions than answers. It makes sense to talk to your Mortgage experts for
advice. I will help you qualify for the best rate and mortgage options available based on your credit
rating.(OAC) Click here for more
Refinance Mortgage
If your current mortgage has an interest rate higher than today’s low rate, it maybe to your
benefit to consider an early renewal. Or talk with your mortgage broker, have your mortgage
analyzed, see how much money you can save. Click here for more
Self-Employed Mortgage
If you’re self-employed, you may have already experienced ‘Sorry you don’t qualify’. That’s
why Profession advice is so important. Based on your situation, I will advise you on the type of
information you need to present to improve your options and get the best possible rate. Click here for more
Purchase Plus Improvement Mortgage
Many homebuyers looking at older properties find themselves in a common predicament:
they’ve found a property that suits them, but it needs some costly and immediate upgrades.
Buyers add the cost of those renovations into their mortgage, instead of racking up credit cards
or selling investments to pay for the upgrades. Contact Marion for more information
Rental/Vacation Home Mortgage
Across the country, ordinary Canadians are building personal wealth with investment/rental
properties. An investment property is being increasingly viewed as a pension plan for the future,
particularly since so many Canadians are not covered by workplace plans. Contact Marion for more information
Reverse/CHIP Mortgage
Mortgage rates have been hovering around historic lows for longer than almost anyone thought
they would or could. As a result, many retirees are looking at ways to unlock the value of their
homes to free up enough tax-free cash to help them retire their way, while continuing to live in
the homes they love. Contact Marion for more information
New to Canada Mortgage
If you are new to Canada and do not have any established credit, you can qualify for a mortgage with three months of employment history and 12 months of regular payments for utilities.Click here for more
Private Mortgage
Private lenders have been fill a growing void in the wake of Canada’s tighter mortgage lending rules. There are a multitude of reasons why a mortgage broker turns to obtain financing from a private lender for their clients. Some of these are; could be due to greater restrictions on traditional banks and trust company lending requirements, client’s that have a non-salaried income or a client’s poor credit history. Contact Marion for more information