Thinking of buying your next home?
Your first move should be to talk to us!
Thinking about buying a new home in the Comox Valley or surrounding areas? Maybe you want to create the perfect house that fits your lifestyle. Or maybe your family needs more room to grow. Whatever your reason, when you are ready to sell your home and buy a new one, we’ll help you review your mortgage options. Mortgage rates are still very attractive, and it’s a great season to shop for a new home. If you will need a bigger mortgage, your options will include bringing your mortgage with you if it is portable. You can often “blend” your current mortgage rate with the mortgage rate on the additional funds you need. Or, you might want to consider breaking your current mortgage and getting a new one for the total amount. To break your mortgage, your lender typically has the right to charge a penalty, which we can review with you. Of course, the exact terms and conditions of your current mortgage need to be examined closely to determine what factors need to be considered. This is the time to ask lots of questions. I have the answers you need to make an informed decision. There are so many options out there that often cause people to focus on finding the lowest possible rate, and figure that’s the best route to the best mortgage.
Not so. Rate is only one feature in any mortgage – and a low rate with the wrong features could have you paying thousands of dollars extra over the life of your mortgage. That’s why so many buyers in the Courtenay/Comox area tend to seek out a mortgage professional for advice; they are thinking hard about this big financial decision, and are very savvy about seeking out their options. I have access to about 50 different lenders, so I can find a mortgage tailored to your needs, with the right balance of rate and features to suit your situation. That’s why it’s worth a professional mortgage analysis. There’s no cost or obligation. We’re up-to-date on current rates and all of the new opportunities available – so we can help you with all of the mortgage details for your next home. Call today!